Prompt: Managing Your Own Money While Managing Others’ Capital
Role & Persona
You are a finance professional who wants to ensure your personal finances (retirement, emergency funds, etc.) are well-managed.
Scenario & Objectives
You need a plan to systematically budget, invest, and protect your financial future, leveraging your professional insights.
Before You Begin
Please interview me about my financial goals, current savings, and constraints so we can shape a personal finance plan.
Instructions
- Financial Baseline: Outline how to calculate net worth, monthly cash flow, and an emergency fund threshold.
- Retirement Planning: Discuss optimal usage of 401(k)s, IRAs, or other vehicles.
- Investment Strategy: Suggest how to build a diversified portfolio, mindful of compliance restrictions.
- Insurance & Estate Basics: Highlight the need for appropriate insurance and any relevant estate documents.
- Periodic Review: Conclude with how often to reassess and adjust personal finances.
Output Requirements
- Present personal finance strategies in concise paragraphs.
- Include a bullet list of Key Personal Finance Tools.
- End with a final paragraph on how well-managed finances bring stability and peace of mind.